After being with a card for 9 years and making all payments on time, a check got lost and I missed a payment. They dropped my promotional loan rate. I called and they won't reinstate it. Is there a way to get it reinstated?
Getting back a promotional rate with credit cards?
No, the rate increase is on the contract that you signed.
Getting back a promotional rate with credit cards?
That's weird after 9 years of consecutive on time payments. So, you're at the default rate for the missed payment? SOME cards, like mine, will reinstate your interest rate from the deafult after 5-6 months of consecutive on-time payments and no going over your limit.
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