How can I get loan companies to quit hassling me about consolidating my student loans?

I graduated college in 2004 and consolidated that same summer. The rates they offer now are no where near as good as the rates I've already got from when I consolidated back then. Don't all the lending companies share information? The phone calls and the letters in the mail are driving me crazy!

How can I get loan companies to quit hassling me about consolidating my student loans?

These companies get your information from your credit report. They see the student loan there and start spamming. It works the same way as unsolicited credit card offers.

In order to get rid of both mailing types (you can't choose, unfortunately) -- %26quot;You can remove your name from prescreened credit or insurance offer mailing lists from Experian, Innovis, TransUnion and Equifax by calling 888-5OPT-OUT (888-567-8688)%26quot; (see my source #1)

To get rid of the phone calls, register with the National Do Not Call Registry (see my source #2)

Opting out is good because you'll significantly cut down on spam mail. It is bad because you may miss pre-approved credit card offers which are actually good (rare, but happens).

If you don't want to opt out, you'll have to call each individual company and ask them to remove you from their solicitation lists. It'll take some time to go in effect and probably more than one phone call. Good luck.

How can I get loan companies to quit hassling me about consolidating my student loans?

get on the national no call list. if anyone calls ask them if they know that you're on the list. if they keep calling them, look into ways of reporting them.

with the mail, just keep a pen near your mailbox and write %26quot;return to sender, wrong address%26quot; on every envelope you don't recognize.

How can I get loan companies to quit hassling me about consolidating my student loans?

Consolidating student loans is actually a good thing and often is suggestable. It makes paying everything off less stressful.

How can I get loan companies to quit hassling me about consolidating my student loans?

They are not %26quot;hassling%26quot; you; they are merely trying to sell a product...some of them are your former classmates so be gentle with them. It's their JOB! They are no different than someone trying to sell you a vacuum cleaner or life insurance. So what do you do when you get offers to buy things in the mail? Most likely you throw it in the trash, right? So throw ALL junk mail in the outside trashcan before you even come into the house and you will forget about then in an instant. And the phone calls...either don't answer the phone, or answer it and tell them %26quot;thank you for calling but please take your name off their list%26quot;. Lordy, Lordy, don't let something so trivial upset you so bad, because if this makes you crazy, how are you going to react when something that matters happens?!

How can I get loan companies to quit hassling me about consolidating my student loans?

look on the bottom of the letters look for opt out option also you put on a do not call list

How can I get loan companies to quit hassling me about consolidating my student loans?

I feel your pain! At the bottom of the letter is an 1-800-OPT-OUT number. I had to call four of them but they eventually stopped sending me their crap.