Took a home equity loan, never used it and never will. if I close it, will it hurt my credit rating/

Nope - as long as you repay it in full.

Took a home equity loan, never used it and never will. if I close it, will it hurt my credit rating/score?

This really depends on how long you have had said home equity loan?

This also depends on how many other accounts you have? The type of accounts? Also, the balance on the accounts in relationship to the high credit limit?

If you have a lot of credit already with lots of accounts that are old with low balances then no it will not hurt your credit score.

However, if you have a limited number of accounts and/or your accounts are recent and/or your accounts have a high balance in relationship to the available credit limit then closing this could in theory hurt your credit score slightly.

Took a home equity loan, never used it and never will. if I close it, will it hurt my credit rating/score?

Probably best to have a rest.looks like you can get some ideas here.http://homeloan.online-assistant.info/ho...